At Vision Care, our goal is to promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, cash, checks, and most credit cards. We inform our Cordova patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.
Medical or Vision Insurance
We often have patients with both vision and medical insurance. They are very different in terms of the services they cover. Vision Insurance is designed to cover a prescription for glasses, to help pay for glasses or contact lenses and to cover a yearly routine evaluation of the health of the eyes in a healthy patient that has no particular problem or symptom. Medical Insurance is designed to cover you when you have a medical problem, including one that affects your eyes. When a medical diagnosis or medical condition is present that can affect your eyes, such as high blood pressure or diabetes, or you have an eye disease or eye problem such as an infection (pink eye), dry eyes, allergy eyes, or cataracts, we must file the claim with your medical insurance. The copays and deductibles for that insurance will apply. Your vision plan does not cover these kinds of problems. Our office does not make these rules, they are made by the insurance companies themselves, and we must comply.
The knowledgeable staff at Vision Care is experienced in working with insurance providers. We will work directly with you and your insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover most of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.
We participate with the following:
Medical Insurance: Medicare, Cigna, BCBS, United Health Care, Aetna, Blue Care
Vision Insurance: VSP, Davis Vision, EyeMed, Vision Care Plan
Contact our office at (901) 758-1384 to find out if your insurance provider is accepted in our office or for more information about your vision coverage.
Flexible Spending Accounts
Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.